Financial security is a delicate balancing act. DZH Phillips has the tools to help you build a solid foundation to support your financial future. Our Discovery Planning process will help you make sense of the wealth management and financial planning options available to you and guide you toward the achievement of your goals and aspirations.

Discovery Planning

After years of working to build wealth, the best thing you can do to guarantee financial security or inspire growth is to map out a coordinated plan with a trustworthy advisor. Someone with the expertise to listen to your circumstances—but more importantly, someone who can hear your dreams.

DZH Phillips’ Discovery Planning process will guide you toward the achievement of your financial goals and aspirations. In a confidential meeting, your advisor will learn about your family’s life and the details that affect all aspects of your financial security. We focus on your strengths in handling money, as well as your concerns about its growth and safety. You’ll have the chance to take stock of some of the more difficult to quantify factors that could powerfully impact any decision you make.

We’ll investigate every opportunity to take advantage of tried-and-true instruments and newer tools for growing income. Changes in industries or in the real estate market may be primed to benefit you. Are you curious about a recently publicized tax shelter? Perhaps you’ve tested some instruments or tried some investments in the past but now they seem less than productive. Are they working for you as they should? Your advisor will know about tax shelters, investment options, or philanthropic opportunities that may be perfectly suited to your situation.

During our review, we’ll talk about what you have done to establish a stable foundation. We’ll pinpoint strengths—strong earnings and current assets, perhaps—and build on them. We’ll ask about your current financial health. Are you in an industry on the precipice of expansion? Do you anticipate an inheritance in coming years? Are you blessed with good health and are looking forward to more time to strengthen your base?

You may wonder about financial planning as you transition into retirement, or worry about what will happen to dependents after you are gone. We will talk about fears and take stock of life’s complex challenges, how the unexpected can impact your financial foundation, be it divorce or loss of a loved one, or marriage or a new inheritance. Discovery Planning takes into account some of life’s most unpredictable, yet often inevitable changes: a turnover in a personal estate from one generation to another; changes in business leadership or transfer of ownership; adjustments on retirement or trust accounts; changes in employment status; anticipated losses of income; or, fluctuations in real estate values and other assets.

Your Discovery Planning advisor will document your strengths, opportunities, and fears and work with you to craft strategies that capitalize on the former and safeguard against the latter. From interview to review and analysis to the development of plan customized to your situation, your goals, your dreams, Discovery Planning means attention from the best minds in the business.

If you’re tired of relying on those who claim to know where the markets are headed and whether one industry is primed to soar while another is doomed, it’s time to put some solid research behind your financial plan. The truth is, it’s not about what other people are doing. Each person’s needs are unique; each person’s desires are different. At DZH Phillips, your Discovery Planning process puts you at the center of the plan and relies on rational analysis and years of combined experience as the foundation for long-term success. Together, we will develop, implement, and monitor your plan, evaluating and adjusting it carefully year by year.

Discovery Planning is your customized financial-planning road map that gets you to where you want to go, and DZH Phillips is your best advocate and partner on the journey. Contact us today to begin creating the legacy you imagine for yourself, your partners, and heirs.